Makati Bel-Air Pinoys Financial Literacy Filipino Life Insurance - Pinoys Financial Literacy


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Facebook: Oliver Bugarin, Loan Consultant/Financial Advisor
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Save your time with our life and health solutions financial services.

Don't waste your time going directly to life insurance services providers. Our financial services solutions includes traditional life insurance / variable life insurance / health insurance / retirement and estate funds / education and inheritance funds / savings with life insurance.

Our financial advisor / consultant are willing to assist you for a free consultation, let us do the work by matching you with your life and health protection and who are willing to help you on your life insurance and other financial services needs.


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Bro. Oliver Bugarin, Licensed Financial Advisor
for Life/Variable Investment / Non-Life
Loan Consultant

LL+: 632+994-1722
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: 632+519-1719
SMART: 63-919-3613431

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LIFE INSURANCE in Philippines

Life insurance (or life assurance), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum.

Life policies are legal contracts and the terms of the contract describe the limitations of the insured events. Specific exclusions are often written into the contract to limit the liability of the insurer; common examples are claims relating to suicide, fraud, war, riot, and civil commotion.

Life-based contracts tend to fall into two major categories:

Protection policies – designed to provide a benefit, typically a lump sum payment, in the event of specified event. A common form of a protection policy design is term insurance.
Investment policies – where the main objective is to facilitate the growth of capital by regular or single premiums. Common forms are whole life, universal life, and variable life policies.

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Makati Bel-Air Pinoys Financial Literacy Filipino Life Insurance

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