Makati Bel-Air Pinoys Financial Literacy Filipino Health Protection - Pinoys Financial Literacy


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HEALTH PROTECTION Inquiry Request :

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Subject: Makati Bel-Air Pinoys Financial Literacy Filipino Health Protection
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Facebook: Oliver Bugarin, Loan Consultant/Financial Advisor
Facebook Page: www.fb.com/iSecureMyFuture

Save your time with our life and health solutions financial services.

Don't waste your time going directly to life insurance services providers. Our financial services solutions includes traditional life insurance / variable life insurance / health insurance / retirement and estate funds / education and inheritance funds / savings with life insurance.

Our financial advisor / consultant are willing to assist you for a free consultation, let us do the work by matching you with your life and health protection and who are willing to help you on your life insurance and other financial services needs.


We love to hear from you!
If you have any inquiries, comments or suggestions, or even concerns, thru the following contact information and we will attend to your matters as soon as we can.

Bro. Oliver Bugarin, Licensed Financial Advisor
for Life/Variable Investment / Non-Life
Loan Consultant

LL+: 632+994-1722
Home-Office
: 632+519-1719
SMART: 63-919-3613431

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HEALTH PROTECTION in Philippines

Health. Reduce your financial vulnerability to sickness by preparing early for the unexpected.

THE COST OF GETTING SICK
It’s dangerous to assume you won’t ever get sick and lack of preparation aggravates the cost of treatment. If you didn’t plan for it, you‘ll end up using your life’s savings or borrowing money. A health plan ensures you are financially prepared for your medical needs, so you can better focus on your recovery without hurting your family’s finances.

Health insurance is insurance against the risk of incurring medical expenses among individuals. By estimating the overall risk of health care and health system expenses, among a targeted group, an insurer can develop a routine finance structure, such as a monthly premium or payroll tax, to ensure that money is available to pay for the health care benefits specified in the insurance agreement.

It includes insurance for losses from accident, medical expense, disability, or accidental death and dismemberment"

Historically, Health maintenance organizations (HMO) tended to use the term "health plan", while commercial insurance companies used the term "health insurance". A health plan can also refer to a subscription-based medical care arrangement offered through HMOs, preferred provider organizations, or point of service plans. These plans are similar to pre-paid dental, pre-paid legal, and pre-paid vision plans. Pre-paid health plans typically pay for a fixed number of services (for instance, p15,000.00 in preventive care, a certain number of days of hospice care or care in a skilled nursing facility, a fixed number of home health visits, a fixed number of spinal manipulation charges, etc.). The services offered are usually at the discretion of a utilization review nurse who is often contracted through the managed care entity providing the subscription health plan. This determination may be made either prior to or after hospital admission (concurrent utilization review).



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Makati Bel-Air Pinoys Financial Literacy Filipino Health Protection

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