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The secured credit cards are for families and individuals that have money, yet want a credit card to maintain their credit rates on the records. Spending money is not going to build their credit, therefore they will use the cards to build there credit line. Frequently these people will expend a couple of hundred each month and repay the charges off quickly. This is ludicrous since the repayments paid sooner than the date due will not build any credit lines. Rather, the cardholder must show good faith by paying the cards off on the due date. More Bad Credit and Unsecured Credit Cards


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It is important to know which questions to ask when considering Credit Cards. You will need to consider the Credit Cards use, and what the purpose of having the Credit Card entails. You will also need to consider APR and Fees, and whether you intend to repay your debts in full each month, or if you are making partial payments. If you are paying in full, you won’t need to worry about too many fees, other than the APR. If you intend to extend the balance each month, then will you have the extra cash to pay the finance fees and APR? Do you intend to use the Cash Advance option, and if so can you repay the debt, plus the fees incurred? It is important to ask your self these questions, since credit cards are a major responsibility. More Credit Card Checklist


More Africa Destinations : Algeria to Gabon | Gambia to Mauritius | Morocco to Zimbabwe

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Algeria Vacation Guide » Algiers | Staoueli

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Cape Verde Vacation Guide » Cabo Verde | Santa Maria-Sal Island | San Vicente-Mindelo | Santiago-Praia

Central African Republic Vacation Guide » Bangui

Chad Vacation Guide » N'Djamena

Comoros & Mayotte Vacation Guide
» Moroni | Mamoudzou

Congo Vacation Guide
» Brazzaville

Cote d'Ivoire Vacation Guide » Abidjan

Democratic Republic of Congo Vacation Guide » Kinshasa

Djibouti Vacation Guide » Djibouti

Egypt Vacation Guide
» Cairo | Alexandria | Hurghada | El Gouna | Taba | Sharm El Shiekh | Aswan | Luxor | Dahab | Marsa Alam | El Kharga | Fayoum | Abu Simbel | El Ein El Sokhana | Nuweiba | Menya | Al Arish | Port Said | Safaga | Ismaileya | Marsa Matroah | Siwa | Quseir

Equatorial Guinea Vacation Guide
» Malabo

Eritrea Vacation Guide » Asmara

Ethiopia Vacation Guide » Addis Ababa

Gabon Vacation Guide » Libreville | Port Gentil

More Africa Destinations : Algeria to Gabon | Gambia to Mauritius | Morocco to Zimbabwe

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The card is like most cards, in that if you fail to make full payment at the end of the grace period, then you will be charged ‘financial’ fees, APR, and your balance will roll over to the next cycle, where this process will continue until you payoff the credit card. More Bank Credit Cards


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